Car Accident FAQ

I got a ticket from the accident. How can I avoid the fine and getting points on my license?

December 29, 2011

Unless you go to court to contest the ticket and win, you can’t get out of the fine. But, depending on the violation and the circumstances, you may be able to attend traffic school to avoid points and even to …

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Do I need GAP insurance?

December 29, 2011

If you owe significantly more on your vehicle than it is worth, then you may want to consider GAP insurance. Think about if you could cover the cost of that difference in addition to any medical bills or other damages …

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What is GAP insurance?

December 29, 2011

GAP insurance is a line of insurance you can buy to cover the difference between the actual value of your vehicle and the amount you owe on it. So for example, if you owe $15,000 on your auto loan, but …

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If I don’t feel hurt, should I still go to the doctor?

December 6, 2011

In short, yes. Even if you feel fine right after the accident, issues can arise days, weeks, and even months later, and it’s important to see a doctor to get a professional opinion. This will also provide you with important …

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The insurance agency says I don’t need a lawyer. Is this true?

December 6, 2011

Insurance companies have to worry about their bottom line, so they often try to pay out as little as possible for claims. Considering this, it’s always advisable to consult with a lawyer before settling. Your Tampa attorney can evaluate your …

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What is The Graves Amendment?

December 6, 2011

Signed into law in 2005, the Graves Amendment was a passage put into a huge federal transportation bill. It limits the liability of rental car companies with regard to injuries sustained in an accident with one of their vehicles, excepting …

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Who is covered by Personal Injury Protection?

November 7, 2011

Personal Injury Protection, or PIP, provides coverage of up to $10,000 for the owner of the vehicle, relatives who live in the same home as the insured, the person driving the vehicle, any passengers in the vehicle, and anyone hit …

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What is Uninsured Motorist Coverage?

November 7, 2011

In the state of Florida, drivers are only required to carry Personal Injury Protection (PIP) and Property Damage Liability (PD). However, you can also opt to add uninsured motorist coverage. This coverage protects you in the case that you are …

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What does it mean that Florida is a no-fault state?

November 7, 2011

Since 1971, Florida has had a no-fault law, meaning that a driver who is involved in an accident would collect medical, disability, and other compensation from their own insurance company, regardless of whether or not they caused the accident. This …

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What should I do if I’ve been involved in an accident?

October 21, 2011

First, and most importantly, obtain immediate medical care for anyone who has suffered injury.   If possible, gather as much information as you can regarding each party involved in the accident as well as any potential witnesses.   The information you should …

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